How is hospice care coverage handled under Medicare?

• A. Terminally ill patients can elect hospice, which covers palliative care and can be less expensive than standard treatment; typically paid under Part A.
• B. Hospice is covered only by Part B and is more expensive.
• C. Hospice covers only medical equipment.
• D. Hospice excludes palliative care.

Answer: (A)

Medicare's hospice benefit is a dedicated coverage option for people with a terminal illness who elect hospice care. When eligible, they can choose hospice, which centers on comfort and quality of life, providing palliative care rather than trying to cure the disease. The plan is typically paid under Part A, with Medicare covering a per-diem rate to a Medicare-approved hospice agency, and the patient usually incurs little out-of-pocket costs for these services. The coverage includes a broad package: nursing and medical care, social services, counseling, spiritual support, medications related to the terminal illness, and supplies, as well as short inpatient or respite care when needed. It is not limited to medical equipment, and it does not exclude palliative care; in fact, palliative care is the focus of hospice.