Which Medicare component is prescription drug coverage?

• A. Part A
• B. Part B
• C. Part C
• D. Part D

Answer: (D)

Prescription drug coverage in Medicare is provided by Part D. This is separate from hospital insurance (Part A) and medical insurance (Part B), which cover services rather than most medications. Part D is optional and sold through private plans that Medicare approves; you usually enroll when you’re eligible or during the annual enrollment period. It helps pay for prescription medications and involves its own costs, such as a monthly premium, possible deductible, and copayments or coinsurance. Some Medicare Advantage plans (Part C) may include drug coverage as part of the plan, but the specific program dedicated to prescription drugs is Part D.